Privacy
Policy to Our Customers
What does Jackson Savings Bank, SSB do with your
personal information?
Financial companies choose how they share your
personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you how
we collect, share, and protect your personal information. Please read this notice carefully to
understand what we do.
The types of personal information we collect and share
depend on the product or service you have with us. The information can include:
- Social Security Number and income
- Account Balances and payment history
- Credit history and transaction history
When you are no longer our customer, we continue to
share your information as described in this notice.
All financial companies need to share customers’
personal information to run their everyday business. In the section below, we list the reasons
financial companies can share their customers’ personal information; the
reasons Jackson Savings Bank, SSB chooses to share; and whether you can limit
this sharing.
Reasons we
can share your personal information:
|
Does Jackson
Savings Bank, SSB share?
|
Can you limit
this sharing?
|
For everyday business purposes – such as to
process your transactions, maintain your account(s), respond to court orders
and legal investigations, or report to credit bureaus
|
Yes
|
No
|
For our marketing purposes – to offer our
products and services to you
|
Yes
|
No
|
For joint marketing with other financial companies
|
No
|
We
don’t share
|
For our affiliates everyday business purposes – information
about your transactions and experiences
|
No
|
We
don’t share
|
For our affiliates’ everyday business purposes – information about your
creditworthiness
|
No
|
We
don’t share
|
For nonaffiliates to market you
|
No
|
We
don’t share
|
Who we are
|
Who is providing this notice?
|
Jackson
Savings Bank, SSB
|
What do we
do?
|
How does Jackson Savings Bank, SSB protect my
personal information?
|
To protect your
personal information from unauthorized access and use, we use security
measures that comply with federal law. These measures include computer safeguards and secured files and
buildings.
|
How does Jackson Savings Bank, SSB collect my
personal information?
|
We collect your
personal information, for example, when you
- open and account or make deposits and
withdrawals
- apply for a loan or give us your
employment history
- provide account information
We also collect your personal
information from others, such as credit bureaus or other companies.
|
Why can’t I limit all sharing?
|
Federal law
gives you the right to limit only
- sharing for affiliates’ everyday business
purposes – information about your creditworthiness
- affiliates from using your information to
market to you
- sharing for non-affiliates to market you
State laws and
individual companies may give you additional rights to limit sharing.
|
Definitions
|
Affiliates
|
Companies
related by common ownership or control. They can be financial and nonfinancial companies.
Jackson Savings Bank,
SSB has no affiliates
|
Non-affiliates
|
Companies not
related by common ownership or control. They can be financial and nonfinancial companies.
Jackson Savings Bank,
SSB does not share with non-affiliates so they can market you.
|
Joint Marketing
|
A formal
agreement between non-affiliated financial companies that together market
financial products or services to you.
|
Questions?
|
Call
828-586-2451
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